credit manager

Nashik, Maharashtra
Full-time


Job Summary

  • Position: Manager
  • Grade: Middle management
  • Qualification Graduate
  • Age Group: 21-30 yrs
  • Exp: 5-10 years
  • Function operation /Credit
  • Industry: BFSI
  • Functional Skill: Accountability, analytical skills, reasoning, capacity result oriented reportees min. 10
  • Competency Skill: Communication skills Team work prioritizing negotiation Compliance
  • Interpersonal skills: strategic thinking Presentation Skill critical thinking

Responsibilities and Duties

  • Responsible to maintain highest level of credit underwriting standards,
  • compliance to laid down guidelines and portfolio quality norms.
  • Framing of policy guidelines and achieve productivity benchmark Optimal utilization of Credit and Operation resources to achieve productivity norms Lead a team of Credit executive across multiple locations and monitored all credit guidelines.
  • Close monitoring of underwriting practices and due diligence to ensure adherence to laid down policy guidelines Credit Underwriting with highest quality standards
  • To Strengthen the post disbursal due diligence in terms of timely addressing the audit observations.
  • Close interaction with collections to strengthen the collection and recovery mechanism including pre-delinquency management Deviation and underwriting as per credit approving matrix Creating an environment that sustains and encourages high performance & motivating team in optimizing their productivity processing time and overall contribution to the business

Required Experience, Skills and Qualifications

  • Qualification Graduate
  • Age Group: 21-30 yrs
  • Exp: 5-10 years
  • Function operation /Credit
  • Industry: BFSI

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